IT salaries 2026
The IT industry offers above-average salaries. Current median values by role, region and experience can be found in the IT salary comparison.
Gross-to-net calculator 2026
What you actually take home from your salary.
Convert your IT salary from gross to net in seconds – with the official income tax tariff and the social security figures for 2026. Including employer costs and a pay rise check.
- Tax tariff & social security figures 2026
- Calculated only in your browser – nothing is stored
- Result can be shared as a link
Prefer to compare market rates? IT salary comparison
Net ratio–of your gross is left for you
Net hourly wage–at 40 hrs/week
Marginal burden–is deducted from every additional euro
Employer costs–per year in total
Breakdown
From gross to net – step by step.
Each bar is a deduction. Hover over it to see the amount and its share of the gross salary.
- Gross / net
- Taxes
- Social security
| Item | Month | Year |
|---|
How we calculate The formula with your figures
Progression
How much is left at which salary?
Net ratio and marginal burden for €20,000 to €200,000 gross – with your settings. The kinks come from the contribution assessment ceilings and the top tax rate.
- Net ratio (net ÷ gross)
- Marginal burden (deduction per additional euro)
Data as a table
| Gross/year | Net/year | Net ratio | Marginal burden |
|---|
Pay rise
What is left of a higher gross?
€
+€– net per year
– of the increase reaches you · – more per month
Good to know for your next salary negotiation.
Employer costs
What your salary really costs.
Gross salary–
+ Health insurance (employer)–
+ Pension insurance (employer)–
+ Unemployment insurance (employer)–
+ Long-term care insurance (employer)–
Total costs per year–
Excluding the U1–U3 levies and insolvency levy. Of €100 in employer costs, – reaches you net.
Benchmark
Where does your gross salary stand in the IT market?
Median salaries of real IT roles from the Jobriver salary comparison – the line is the gross salary you entered.
Dot = median of the role · line = your gross salary (scale up to €104,362).
Tax optimisation
With a company pension scheme (tax-free up to 676 EUR/month) and allowances, you can noticeably increase your net salary.
Salary negotiation
Use the raise calculator to simulate what remains net of a pay rise – and negotiate with real market data from the IT job market report.
How much net remains from EUR 70,000 gross in IT?
With EUR 70,000 annual gross, in tax class I (statutorily insured, without church tax, without children), depending on the health insurance additional contribution, roughly EUR 42,000 to 44,000 net per year remains – i.e. around EUR 3,500 per month. With the calculator above you can compute your individual situation (tax class, federal state, health insurance fund, children) in seconds.
What changes in 2026 regarding taxes and contributions?
In 2026, the basic allowance rises to EUR 12,348, the top tax rate only applies from EUR 69,879 of taxable income, and the solidarity surcharge threshold is EUR 20,350. The contribution assessment ceilings rise to EUR 69,750 (health/long-term care insurance) and EUR 101,400 (pension/unemployment insurance). The average health insurance additional contribution has been set at 2.9% – many funds are above that.
Which tax class is best for IT professionals?
Single IT professionals are automatically in tax class I, single parents benefit from class II. Married couples can choose between IV/IV and III/V: III/V is worthwhile if one partner earns significantly more – the higher earner then pays less income tax monthly. Over the year, the tax return balances the choice again; the tax class only affects when you receive your money.
Is private health insurance (PKV) worthwhile for IT people?
From an annual gross above the compulsory insurance limit, employees can insure themselves privately. Young, healthy IT professionals without children often pay less in PKV than the GKV maximum contribution – but the premiums rise with age and each family member costs extra. In the calculator you can compare GKV and PKV directly.
Is the result accurate to the cent?
No – the calculator uses the official income tax tariff 2026 (§32a EStG) and the official social security parameters, but simplifies the pension lump sum as well as tax classes V/VI. The result is a realistic guide (typically a few euros deviation per month) and does not replace a payslip or tax advice.
More net pay starts with the right job.
6,380 IT jobs state their salary – filter by it directly.